Can someone convince me Car insurance isn't a complete waste of money.?

Can someone convince me Car insurance isn't a complete waste of money.?

I'm only just turning 18 so I've never bought insurance myself my whole life. My stance on insurance is this: You might not have full coverage, they'll try to weasel out of paying you AND you might go for years without getting into an accident. In that time, if you pool up the money you'd have spent on car insurance you'd be able to pay for a car accident anyways. Now I'm just pulling this out of my butt, I don't have much of a basis on saying these things other than its just how i feel about it all, which is why I'm here. What creases me the most out of all this is that i hear car insurance for people my age is high, they treat us all the same and were not given a chance. Apparently no one sees age discrimination if it were slapped on to their face. They force you to have car insurance in Ontario which to me sounds a little ridiculous because i thought insurance was a service, an offer provided by companies, not an obligatory contract the government makes you pay for even if you don't want it. You can see my clear disposition against it at all, quite frankly i about don't wanna drive at all at this point. Though I want to be convinced because Canada's winters are cold, and modern life today kind of requires you to have your own mode of transportation.

 

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I'm only just turning 18 so I've never bought insurance myself my whole life. My stance on insurance is this: You might not have full coverage, they'll try to weasel out of paying you AND you might go for years without getting into an accident. In that time, if you pool up the money you'd have spent on car insurance you'd be able to pay for a car accident anyways. Now I'm just pulling this out of my butt, I don't have much of a basis on saying these things other than its just how i feel about it all, which is why I'm here. What creases me the most out of all this is that i hear car insurance for people my age is high, they treat us all the same and were not given a chance. Apparently no one sees age discrimination if it were slapped on to their face. They force you to have car insurance in Ontario which to me sounds a little ridiculous because i thought insurance was a service, an offer provided by companies, not an obligatory contract the government makes you pay for even if you don't want it. You can see my clear disposition against it at all, quite frankly i about don't wanna drive at all at this point. Though I want to be convinced because Canada's winters are cold, and modern life today kind of requires you to have your own mode of transportation.

 

Where can i get affordable health insurance?

I live in iowa.. Where are some places i can get some affordable (cheap) health insurance? Thanks!

 

 

What are your reviews for Geico and Progressive?

We have Amica insurance and they cost $1200 a year and our car is Saturn ION 2 2004 sedan. This is financed car so we need full coverage. With clean driving history and clean car history do you think this is a good price? Should we try other companies to compare? What are your reviews about Geico and Progressive? Do you think they are good companies and can give us better rates?

 

 

Trying to get public liability insurance?

I am a self employed sub-contractor for a drylining and plastering company. I am trying to get public liability insurance but every single insurance website or insurance comparing website keeps asking me for my business details and address and whether I have any employees and how long business has been trading etc....obviously none of these are applicable to me as I don't own and run a business but can't complete the form without the details. Can any other sub contractors tell me how they filled theirs in?

 

 

Car Insurance? (New Driver)?

Hey, I plan on getting a 2007 Subaru WRX STi when I turn 17. By then, I will of course have my full license. Anyways, what do you think (approximately) I will have to pay in insurance. (I live in Sudbury, Ontario Canada.) Thanks in advance.

 

 

Car insurance 99 s10 blazer ?

Is it cheaper two have two cars or one car ? Also how much would you stay how much my insurance would be for 99 s10 blazer 4 doors. Blue and 4 wheel drive with full coverage? is it going to be more than 200 dollars a month? I have one car crash and one not stopping at a stop sing. And im male and I will be 18 and live in mn and in a small town

 

 

I need cheap & affordable health insurance.?

Actually im in search a cheap and affordable for my gf. she's working fulltime/overtime from 2 differents jobs with the annual income of $16,000, but she doesn't get any company benefits... She has been sick alot lately and im really worried for her, especially when she's only 20 year old living her step parents. Her step parents got 2 kids of their own so they totally ignore her needs, so it's up to me to do my best to support her. She's not qualify with medi-cal because her step parents make alots of money. Can someone please provide me some information about buying affordable health insurence for the low income? possibly some link there? Thank you

 

 

2008 BMW M3 insurance cost for a 17 year old?

2008 BMW M3 insurance cost for a 17 year old?

 

 

Is this car insurance thing true?

I heard online that in Texas if you drive less than 35 miles a day, you'll get a HUGE discount in your insurance. It this true? Or is this just a lie?

 

 

What is the best (price and care) auto insurance for someone with a DUI?

So about 7 years ago I made a mistake and got a DUI. I realize it stays on your record for 10 years but there has to be decent full coverage insurance in San Francisco that does set me back almost $200 every month. Any suggestions?

 

 

Where can i get cheap car insurance?

ive not yet actually got a car, but i acted like i have on these insurance compare sites, and no matter what car i (pretend) to have its coming up as over 1000 a year, im 27 female and have just passed my driving test, i have a secure drive, do you know any insurance that would give me low payments per month, for a small car dating any thing from the 90s to now, thanks, or who are you with and how much is your insurance each month and what car do you have thanks again

 

 

First car/insurance question?

http://westpalmbeach.craigslist.org/car/676277707.html im looking to buy this car for my first car, i currently have more than enough for it, plus i really have wanted a lancer. is that a good car? 2nd. do you need to pay insurance on a car that you dont use? im an avid driver, but i havent got my license yet, *2months exactly left*. if i get it, will i pay insurance for 2 months...without use? in the hypothetical scenario, where i wont even use my drivers permit with it with a parent of course.

 

 

Which companies offer life insurance to clients who have chronic health problems?

I am 37 years old with a diagnosis of lupus (not flaring) with a history of minor kidney involvement, deep vein thrombosis, and high blood pressure. I have been trying to get life insurance but have been consistently denied by the major companies to which I have applied. Does anyone have any suggestions? The only suggestion I received from one company was the hint to purchase Accidental Death and Disability, and if my medical condition worsened, to have an accident . I am hoping for better advice.

 

 

Do you need insurance in florida to drive with a learners permit? with a liscence?

In florida do teens need insurance to drive their parents cars with a learners permit? once you get a liscence can you drive their car without being included on the insurance as long as theyre in the car? the car has insurance im just not listed on the policy

 

 

Motorcycle insurance question?

I will be 18 in two months and i want a bike. I am planning to go to the classes which i assume lowers insurance. I also thought by having a smaller bike would cut insurance costs. I only plan to ride around town and not on the highway. If i bought a 250cc bike like a GZ250 or a Honda Rebel, how much would seasonal insurance be roughly? I only want the types of insurance that are mandatory in order of me being on a budget.

 

 

How old can you be until you're kicked off your parents health insurance? ?

Another question would be if my parents move to another state would I still be covered? They'd be in Michigan and I'd be in Tennessee.

 

 

Can you buy health insurance for only your baby?

we need insurance for our one year old,we did have the state welfare insurance for the first 11 months,now shes 13 mos. and her dad is working but no insurance for a couple more months and what if she gets sick and more shots will be needed soon,so can you buy insurance for only a baby or do you have to have an adult on the plan also

 

 

Best medical insurance in maryland?

what is the bestand cheapest medical insurance in maryland

 

 

Buying an insurance write off ( car )?

I was wondering if it was possible to buy an insurance write off for the purpose of using it off road, for things such as car trials and banger racing? i know that if a car is category C or below, it can be returned to the road after repairs, but what are the rules as to off road use?

 

 

Do I need insurance to take my drivers test?

I live in North Carolina and I have my permit and I've taken drivers classes and I'm ready to take my test but I don't have a car or insurance. Can I use someone else's car? Will I need insurance?

 

 

Expired car insurance ticket?

So I got pulled over in may and had expired car insurance of about 10 months. I had presented my expired car insurance document and the cop had my car towed to a nearby car shop, where i got it back a few days later. The cop called another cop to drive me back to my university since my car was towed. I was talking to the cop who drove me back and asked what I can do and he told me to just plead not guilty on my ticket and get new insurance and bring it to the court. I don't understand, how can I plead not guilty? It was his advice and he knew my insurance expired. How can getting new insurance do anything for my cause? Any help appreciated, thanks.

 

 

Help insuring a Car?

I am 16 years old and from the UK. I will be turning 17 in november and getting a driving licence. I was offered a car from my step dad. It is a 1996 Honda Civic Coupe LSi in green/blue. It has a 1.5 litre engine, and although not very powerful, it is very desireble to steal. It might be important to mention here that it has an automatic transmission. Here is a picture of the same kind of car. http://www.auto.vl.ru/catalog_photos/honda/civic_coupe/honda_civic_coupe_11787.jpg This car has a sentimentle value and it is the first car I ever drove. I have tried online insurance sites to see how much it would be to insure. All the prices are very high. I just wanted some advice on how to insure this car cheap. Or at least cheaper then the quotes I have been getting. I am willing to keep it in a garage, it has an alarm and I will use a steering lock, but the quotes are still expensive. .Thanks for any help I get

 

 

What is a good first car for teen drivers that has low insurance rates?

I am a male teen so my insurance will be high no matter what I just need something lower....

 

 

What kind of motorcycle should I get? Is insurance expensive?

I recently got a job about an hour away and would like to make my commute cheaper. I was thinking of buying a motorcycle for $3500 or less but I have never done this before. I want to know what would be the best for the size person I am. I am 6'5 and 300 lbs. So i need a big bike. Also is insurance generally more expensive than car insurance or not? Any suggestions will help me know what to look for. Thank you

 

 

What is the cheapest insurance company?

What is the cheapest insurance company?

 

 

Does Obama think $600 per month is a low price for health insurance?

Does Obama think $600 per month is a low price for health insurance?

 

Can someone convince me Car insurance isn't a complete waste of money.?

I'm only just turning 18 so I've never bought insurance myself my whole life. My stance on insurance is this: You might not have full coverage, they'll try to weasel out of paying you AND you might go for years without getting into an accident. In that time, if you pool up the money you'd have spent on car insurance you'd be able to pay for a car accident anyways. Now I'm just pulling this out of my butt, I don't have much of a basis on saying these things other than its just how i feel about it all, which is why I'm here. What creases me the most out of all this is that i hear car insurance for people my age is high, they treat us all the same and were not given a chance. Apparently no one sees age discrimination if it were slapped on to their face. They force you to have car insurance in Ontario which to me sounds a little ridiculous because i thought insurance was a service, an offer provided by companies, not an obligatory contract the government makes you pay for even if you don't want it. You can see my clear disposition against it at all, quite frankly i about don't wanna drive at all at this point. Though I want to be convinced because Canada's winters are cold, and modern life today kind of requires you to have your own mode of transportation.

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